Teaching personal finance to our teens doesn’t have to be an overwhelming or difficult prospect. As a family that has been learning a lot about budgeting and paying off debt over the past 3–5 years, I can honestly admit that sometimes it DOES feel overwhelming when I think about teaching these concepts to my children. Well let me tell ya, […]
My husband was committed to paying off debt. The only problem was, we were dirt poor. No savings. Nothing of value to sell. A family of four living on roughly $46K a year. I’ll admit, when my husband told me his plan I had a very “Yeah right, whatever you say dear” attitude about it. I had taken care of […]
Living on one income is difficult, there’s just no getting around that fact. It takes discipline, sacrifice, and a lot of prayer! Here are 10 of the best tips we’ve learned over the past 20 years to help stretch your budget as far as you possibly can. This post may contain some affiliate links for your convenience, which means if […]
In our nearly 23 years together, I had always handled the money in our marriage. I kept track of our budget in my head, and I kept us from spending more than we had, but my method wasn’t very good at keeping Nerdy in the loop, or at tracking every penny of money.Back in January of this year, we decided […]
Ok, before you write me off as mental for broaching the topic of Christmas in April, give me a paragraph or two to explain!You see, if I want to have a truly debt free Christmas then I have to plan ahead. Like waaaay ahead. If I wait until November to start thinking about Christmas then I either break the bank, […]