Paying Off Debt When You’re Dirt Poor

My husband was committed to paying off debt. The only problem was, we were dirt poor. No savings. Nothing of value to sell. A family of four living on roughly $46K a year. I’ll admit, when my husband told me his plan I had a very “Yeah right, whatever you say dear” attitude about it. I had taken care of […]

10 Ways to Stretch Your Budget

Living on one income is difficult, there’s just no getting around that fact. It takes discipline, sacrifice, and a lot of prayer!  Here are 10 of the best tips we’ve learned over the past 20 years to help stretch your budget as far as you possibly can. This post may contain some affiliate links for your convenience, which means if […]

Lessons Learned from Weekly Budget Meetings

In our nearly 23 years together, I had always handled the money in our marriage. I kept track of our budget in my head, and I kept us from spending more than we had, but my method wasn’t very good at keeping Nerdy in the loop, or at tracking every penny of money.Back in January of this year, we decided […]